Insurance Needs


Health

For Emory employees, Emory’s Aetna POS health insurance plan covers emergency care in most foreign countries, but pre-authorization is required otherwise.

Learn more about international coverage under the Emory employee Aetna plan

If you have alternative health insurance, please call and confirm international coverage. Emergency medical evacuation services are provided through International SOS. Please complete your Emergency Record in ISOS with an emergency contact in the U.S.

Some travelers elect to purchase travelers health insurance. Emory does not have a preferred vendor for travel health insurance, but we have provided options and resources for comparison below.

Emory's International Package Policy

Employees traveling on behalf of the university are protected under Emory’s International Package Policy, which covers Worker’s Compensation, Auto, General Liability, and Property. Print a copy of the policy and learn more about coverage and exceptions on the Emory Travel website.

Malpractice

For Emory-affiliated health practitioners, please contact your departmental chief business officer and Kevin Wysner to discuss the particular requirements for your planned activities in a foreign country. Emory’s insurance program provides international general and professional liability insurance to employees and students while acting within the scope and course of their employment or enrollment at Emory. Please review this guide prepared by the Office of Quality and Risk for the circumstances under which Emory’s liability program provides coverage. 

Workers' compensation

Worker’s compensation insurance is dependent on several factors, such as the length of time an employee or contractor is working on location each year. Please contact Kevin Wysner in the Office of Quality and Risk regarding the variety of staff working on your international project to ensure that you meet the appropriate insurance coverage for each of them.

Vehicles

For vehicles purchased, leased, or rented in a foreign country, drivers must purchase local auto insurance covering collision and comprehensive damage to the vehicle and liability coverage for injury or property damage to third parties. Emory will pay for or reimburse you for international car rental insurance if you are on university business overseas. Learn more about what is required for Emory drivers renting cars overseas on the Emory Travel website.  

Please contact Kevin Wysner in the Office of Quality and Risk to discuss your specific international vehicle insurance needs. Arranging new coverage may take several weeks, so please plan accordingly.

Property

Please contact Kevin Wysner in the Office of Quality and Risk to discuss any real estate owned or leased by a program in a foreign country and the necessary property insurance requirements.

Other local insurance requirements

Please contact Kevin Wysner in the Office of Quality and Risk before beginning a global program to determine any local or international insurance requirements needed for your particular activities or assets.